Please note: new customers or lines added after October 31, 2021 are not eligible for a contract buyout credit.

It Pays to Switch to CREDO Mobile

Switch to CREDO Mobile and we’ll cover up to $350 in credit for outstanding device payments or early termination fees when you ditch your current provider.

Sign Up + Save

Our Best Prices.
The Best Network.
And the Best Values.

Count on the nation's leading 4G LTE network, all-new affordable plan pricing, and values that beat Big Telecom. Feel good knowing CREDO donates nearly $2 million each year to progressive nonprofits working for social justice, women’s rights, environmental protection and more.

Learn More
Image of iPhones with CREDO Mobile logo

Here’s How to Earn up to a $350 Credit

Hang Up on Your Current Carrier

To earn up to a $350 credit, just upload the final bill from your previous carrier to our online submission form. It should show any outstanding device payment plan balance or ETF (early termination fee).

Submit Your Bill

Get Reliable Coverage on America’s Best Network

Confirm Coverage
Image of coverage map

Count on the best, most reliable network.

Together with our members, CREDO has donated $93 million over the last 30+ years. Join us in continuing to advance positive cultural shifts and take a stand against harmful, divisive policies.

Find Answers to Popular Questions Below:


  • What fees are covered in the buyout program?

    CREDO will cover any outstanding device payments and/or early termination fees (ETFs) that your previous provider is charging up to $350 per line for up to 5 lines when you switch to CREDO.

    Read More
  • What is an “ETF”?

    An Early Termination fee is a penalty fee charged by phone companies when a customer chooses to terminate or cancel service before their contract ends.

    Read More
  • How do I know if I’m eligible for a buyout credit?

    Customers that have been with CREDO Mobile for 30 days are eligible for a buyout credit. If your previous phone company charged you an early termination fee or any equipment charges (such as outstanding device payments), you’re eligible for a credit of up to $350 per line (for up to 5 lines) when you switch to CREDO.

    Read More
  • How do I submit my final bill for a buyout credit?

    We’ve made submitting your final bill from your previous phone company easy. Simply click here to upload your final bill and submit our electronic form. If you don’t have a digital version, we recommend using your phone to photograph the relevant charges and upload the images using the form.

    Read More
  • How long until I get my buyout credit?

    Your credit should appear on your CREDO Mobile account within 30 days from when we receive the contract buyout form and copy of your previous phone company’s bill. Please keep an eye on your inbox, you will receive a confirmation email when your credit is approved. We will also let you know via email if, for any reason, we need more information to process it.

    Read More
  • I already submitted my final bill. Why haven’t I received my credit yet?

    We require that customers have service with CREDO Mobile for more than 30 days before we process their credit. There are times we receive forms with missing information. When this happens, we typically notify customers via email within 1 week of their submission.

    If 30 days has passed from the date we received your form, feel free to give us a call at 1-800-411-0848 and we’ll be more than happy to look into expediting your buyout credit.

    Read More