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How to Be Routinely Charitable

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How to Be Routinely Charitable

By Christine Dell'Amore Special to The Washington Post Sunday, October 21, 2007; N05

Giving is more in vogue these days than ever: Americans donated nearly $300 billion to charity last year, according to the Giving USA Foundation. And it's now easier to get a philanthropic bang for your buck thanks to humanitarian-minded credit cards, grocery stores, Web sites and other ways that fit snugly into your daily grind.

"We turn everyday purchases into tools for social change," says Laura Scher, co-founder and chief executive of Working Assets, a credit card, wireless and long-distance company with an altruistic bent. Customers who use its services can nominate their favorite charities, big and little, to receive a small amount of each dollar they spend.

Think a few cents don't add up? Just ask Michael Brune, executive director of the San Francisco-based nonprofit group Rainforest Action Network. "I have staff whose salaries are the very result of contributions from Working Assets," he says. So whether it's protecting the world's rain forests or supporting your kid's elementary school, here's how you can ditch those excuses and start giving -- just by living.

Surf to Save

With the wonders of the Web, goodwill is literally at your fingertips.

* Point your browser to GoodSearch ( http://www.goodsearch.com), a Yahoo-powered search engine that donates 50 percent of its revenue to the more than 45,000 charities and schools (with 100 more signing on each day) chosen by site users. GoodSearch has attracted such celebrity philanthropists as Jeff Bridges and Jessica Biel, but users are mostly regular folks who want to do good, co-founder Ken Ramberg says. See how much money your pet charity has accrued this month with the site's "Who do you GoodSearch for?" feature.

* Go on a cyber shopping trip at iGive ( http://www.igive.com), which donates to charity up to 26 percent of each purchase from such popular stores as Macy's and Best Buy. Founder and chief executive Robert Grosshandler says the site has sparked a "virtuous circle" of people spreading the gospel of daily donating.

Get Positively Charged

Why not find a credit card that gives back for each new pair of shoes?

* If you're an American Express cardholder, enroll in the GivingExpress Program ( http://www.americanexpress.com/give). Set up your account to donate every time you use your card, or redeem your Membership Rewards points for charities of your choice. American Express also partners with Save the Children: For every 1,000 reward points redeemed, AmEx gives $5 to the international aid group.

* Sign up for a credit card through Working Assets ( http://www.workingassets.com), and the company will give 10 cents to a nonprofit group for each purchase made with the card. "People join because we make it easy to make a difference," co-founder Scher says. Choose from 50 charitable groups that cover such issues as education, freedom of expression and civil rights.

Grocery-Shop With a Conscience

Put dinner on the back burner and seek out information about charitable campaigns at your local grocer. Here are a few:

* Though April 3, Giant shoppers can take part in the A+ BonusBucks Program for schools. Those with Giant BonusCards can select three schools to support; each time you shop, your bill is rounded to the nearest dollar and a matching amount is donated to the program. At the end of each month the chosen schools get a cash award to spend as they see fit. A+ BonusBucks has donated more than $73 million in cash to schools since 1989.

* From Nov. 20 to Dec. 21, take part in the Neediest Kids Food Drive at area Safeways. In-store announcements and shopping cart signs will remind you to donate food items during your visit. The stores also donate regularly to the Capital Area Food Bank, which doles out surplus meals to hunger-relief organizations in the D.C. area.

Fly the Compassionate Skies

Feeling a twinge of guilt about last month's lavish Caribbean getaway? Give those extra miles to a worthy cause.

* Donate your frequent-flier miles to the Make-A-Wish Foundation ( http://donate.wish.org/donate/miles), which grants the wishes of children with life-threatening illnesses. The group needs more than 2.5 billion miles of air travel each year to complete its mission.

* Major airlines, including United, Delta and Northwest, will let you turn over some or all of your frequent-flier miles to the American Red Cross ( http://www.redcross.org/donate/donatemiles.html). The aid organization then redeems the miles to dispatch volunteers to disaster areas.

The idea first took off in 1992 after Hurricane Andrew and proved invaluable after Sept. 11, 2001, when several airlines added mileage donations to support disaster preparedness and relief efforts, says Ann Kaguyutan, the Red Cross's director of disaster fundraising. In the 2007 fiscal year, frequent-flier donations saved the American Red Cross about $400,000.

about CREDO Mobile:

CREDO Mobile, brought to you by Working Assets, gives customers more than a phone – it gives them a voice by turning every call into a call for progressive social and political change. CREDO Mobile also offers service comparable to the major cell phone companies, including nationwide digital coverage, friendly customer service, and a choice of phones and plans. And, as part of America’s greenest phone company, CREDO Mobile members raise money for environmental and progressive groups while speaking out on critical environmental issues, such as protecting the Arctic National Wildlife Refuge. To learn more, visit www.credomobile.com.

about Working Assets:

Working Assets was founded in 1985 to help make the world a better place. Each time customers use its products (CREDO Mobile, CREDO Long Distance or the Working Assets Credit Card), the company generates donations for causes like peace, human rights and the environment. To date, Working Assets has raised more than $60 million for groups like Project Vote, Organic Farming Research Foundation and the ACLU. The company is also a political force, giving customers the opportunity to speak out on critical issues via its Web site (www.credoaction.com), its monthly phone bill and mobile text activism. Since 1991 Working Assets has generated over 10 million calls and letters to corporate and political decision-makers. To learn more, go to www.workingassets.com.

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